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On Thursday, November 12, 2026, there was a Global Microsoft 365 outage.  Rest assured, our core operating system, ATMs, mobile app, and telephone banking do not rely on Microsoft, and this outage did not impact our operations.  We understand that most of the software impacted by the outage has been restored today, Friday, November 13, 2026.  However, if your email is sluggish and you would like to reach us, please call us directly at 617-269-2700.

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Heat Loans

Improve your home comfort while saving energy and lowering your bills with an interest free Heat Loan from Mass Save.

Members may qualify for a ZERO-PERCENT loan to use for the purchase of qualified energy-efficient improvements in their homes through our partnership with Mass Save®. 

Program highlights:

  • Loans available up to $25,000 with terms up to 7 years (depending on the loan type)*
  • Mass Save offers monetary incentives for installing a variety of qualified energy efficiency upgrades

*Monthly Payment is $11.90 per $1,000.00 borrowed. Subject to credit approval. MassSave qualification restrictions may apply.

Eligible energy efficiency improvements may include:

  • Weatherization Improvements
  • Attic, wall, and basement insulation
  • Central AC and air-source heat pumps
  • Ductless mini split-heat pumps
  • High-efficiency heating and hot water systems, including solar
  • Energy Star® Qualified replacement windows
  • Digital & WiFi thermostats

To learn more about Heat Loans visit here. 

Apply Now

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