Summer can be a fun and busy time of year in New England. Remember: don't let your guard down! It's also the time of year when fraudsters are alive and well and attempting to gain access to vulnerable individuals. If someone calls, texts, emails, or looks over your shoulder at an ATM, beware! Mass Bay Credit Union will never call, text, or email you in search of your private or account information. If you think someone is trying to scam you and they say they are MBCU, hang up, don't reply and don't open attachments! And then, call us at 617-269-2700 and let us know. Have a fun summer!
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Easy, Free Checking Account
No Minimum Balance, No Monthly Fee, Easy Application |
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Mass Bay Credit Union Free Checking Account
Bank the right way. At Mass Bay Credit Union, we want to make your everyday banking as easy as possible. Join now and enjoy our free online checking account. With our free checking you can do all of your banking online with our new online and mobile banking or, if you prefer a branch setting and talking directly with someone on our team we are here for you in person as well. We have been serving Greater Boston's banking and credit needs since 1936 and we are proud to offer you our Free Checking account. It's right for anybody, no matter where you may be in life.
Surcharge Free ATMs
We want our Members to have access to their money wherever and whenever. We have four conveniently located branches in South Boston, Everett, Quincy and the Seaport District. We also have ITM machines at our branches which give Members the ability to video chat with one of our friendly tellers and complete almost any transaction you would in the branch.
If you are traveling for business, heading on a family vacation or just not in our area we still have you covered. Your Mass Bay Debit Card can be used to make transactions at any of our partner network ATMs at Allpoint, MoneyPass and Sum Networks. This gives you access to over 90,000 surcharge free ATMs throughout the United States and in select international locations at everyday places like CVS, Walgreens, 7-Eleven and Speedway.
If you are looking to find an ATM near you, just use our mobile app to locate the closest Mass Bay Credit Union. You can also use the Allpoint, MoneyPass or Sum ATM locator to find these surcharge free ATMs closest to you.
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No Minimum Balance Requirements
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Free Unlimited Bill Pay
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No Monthly Service Charges
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Free eStatements
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Unlimited Check Writing
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Early Pay, Direct Deposits up to 2 Days Early
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Surcharge Free Transactions at Allpoint, MoneyPass and Sum ATMs
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Free Online & Mobile Banking
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Free Debit Card
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Becoming a Member is Easy
Mass Bay Credit Union Membership is open to:
- Anyone who lives, works or attends a school, college or university or belongs to a labor organization located within: Middlesex County, Suffolk County, Norfolk County, Abington, Brockton, Hanover, Hingham, Lynn, Marshfield, Norwell, Peabody, Rockland, Saugus, Scituate, and Whitman.
- Employees or former employees of entities affiliated with MassDOT.
- Employees of entities who are members of labor unions affiliated with MassDOT.
- Employees or former employees of the Massachusetts State Police
- Immediate Family Members of eligible members.
We are able to open accounts for US Citizens and Permanent Resident Aliens.