Free Checking

Easy, Free Checking Account

Mass Bay Credit Union Free Checking Account

Bank the right way. At Mass Bay Credit Union, we want to make your everyday banking as easy as possible. Join now and enjoy our free online checking account. With our free checking you can do all of your banking online with our new online and mobile banking or, if you prefer a branch setting and talking directly with someone on our team we are here for you in person as well. We have been serving Greater Boston's banking and credit needs since 1936 and we are proud to offer you our Free Checking account. It's right for anybody, no matter where you may be in life.

Surcharge Free ATMs

We want our Members to have access to their money wherever and whenever. We have four conveniently located branches in South Boston, Everett, Quincy and the Seaport District. We also have 4 ITM machines (South Boston, Seaport, Quincy and 10 Park Plaza) which give Members the ability to video chat with one of our friendly South Boston tellers and complete almost any transaction you would in the branch.

If you are traveling for business, heading on a family vacation or just not in our area we still have you covered. Your Mass Bay Debit Card can be used to make transactions at any of our partner network ATMs at  Allpoint, MoneyPass and Sum Networks. This gives you access to over 90,000 surcharge free ATMs throughout the United States and in select international locations at everyday places like CVS, Walgreens and Speedway.

If you are looking to find an ATM near you, just use our mobile app to locate the closest MBCU. You can also use the Allpoint, MoneyPass or Sum ATM locator to find these surcharge free ATMs closest to you.