Mass Bay Credit Union will never call and ask you for account or other personal information. We recognize that there are people hoping to gain access to your deposit accounts, debit card, credit card and other personal information to make purchases and access your money. Do not become a victim. If someone calls you, and the caller ID is our phone number, we ask that you do NOT give out or confirm your personal information, account numbers, PINs, social security or other sensitive information. Hang up, do not press re-dial, and call us at 617-269-2700. Do not be coaxed via text or email either! We want to keep you safe from fraudsters.
xIndividual Retirement Accounts
It’s Never Too Late to Plan for Retirement
We Offer a Variety of Individual Retirement Accounts
- Tax-deductible deposits up to federal limits
- Tax is deferred until you retire
- Save on taxes by withdrawing later when your income is lower
- Easy to open and maintain
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Funds grow tax free
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No tax on withdrawals in retirement
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Penalty-free withdrawals for certain expenses before retirement
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Not tax-deductible deposits
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Help save for a child's education expenses including tuition, fees, books, and supplies
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Nondeductible contributions that provide the potential for tax-free withdrawals
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Anyone with earned income can contribute to a child's ESA
