30 Year Fixed

30 Year Fixed* Mortgage Rates Today

30 Year Fixed Mortgage Refinancing

Looking to take advantage of historically low interest rates? Our 30 Year Fixed Mortgage process invites an easy opportunity to refinance your current home loan. Lowering your monthly payment may be able to provide flexibility in your budget and give you the extra breathing room you need.

A timelessly correct loan for countless borrowers, the 30 year fixed mortgage gives you the best of both worlds, a low interest rate with a predictably low monthly payment. Call us with any questions!

Fast & Easy Application Process

Our fast application process allows you to benefit from refinancing your mortgage quickly. With our fast and easy application process you can lock in a great low rate with our 30 year fixed mortgage, or check out any of our other fixed rate loan options.

Becoming a Member is Easy

Mass Bay Credit Union Membership is open to:

Anyone who lives, works or attends a school, college or university or belongs to a labor organization located within: Middlesex County, Suffolk County, Norfolk County, Abington, Brockton, Hanover, Hingham, Lynn, Marshfield, Norwell, Peabody, Rockland, Saugus, Scituate, and Whitman.
Employees or former employees of entities affiliated with MassDOT.
Employees of entities who are members of labor unions affiliated with MassDOT.
Employees or former employees of the Massachusetts State Police
Immediate Family Members of eligible members.

If you qualify as a Member, APPLY for a 30 Year Fixed Mortgage today! Our team will help you with becoming a member of Mass Bay Credit Union.

Mass Bay CU - Convenient Locations in the Greater Boston Area

Mass Bay Credit Union - South Boston - Headquarters
Mass Bay Credit Union - Seaport Branch
Mass Bay Credit Union - Everett Branch
Mass Bay Credit Union - Quincy Branch

NMLS Registry Information for Mass Bay Credit Union & Mortgage Loan Originators