'Tis the season for scammers. MBCU will not send you a text, email, or phone call requesting user names, passwords, or other information about you or your accounts. If you think something seems suspect, chances are it is. Take action by calling our Member Services Department at 617-269-2700 if you would like more information.
In observance of upcoming holidays, MBCU will be open 8:30 am to 12 noon on December 24 and December 31. We will be closed on December 25 and January 1. Happy Holidays to all who celebrate!
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30 Year Fixed
30 Year Fixed* Mortgage Rates Today
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30 Year Fixed Mortgage Refinancing
Looking to take advantage of historically low interest rates? Our 30 Year Fixed Mortgage process invites an easy opportunity to refinance your current home loan. Lowering your monthly payment may be able to provide flexibility in your budget and give you the extra breathing room you need.
A timelessly correct loan for countless borrowers, the 30 year fixed mortgage gives you the best of both worlds, a low interest rate with a predictably low monthly payment. Call us with any questions!
Fast & Easy Application Process
Our fast application process allows you to benefit from refinancing your mortgage quickly. With our fast and easy application process you can lock in a great low rate with our 30 year fixed mortgage, or check out any of our other fixed rate loan options.
Becoming a Member is Easy
Mass Bay Credit Union Membership is open to:
- Anyone who lives, works or attends a school, college or university or belongs to a labor organization located within: Middlesex County, Suffolk County, Norfolk County, Abington, Brockton, Hanover, Hingham, Lynn, Marshfield, Norwell, Peabody, Rockland, Saugus, Scituate, and Whitman.
- Employees or former employees of entities affiliated with MassDOT.
- Employees of entities who are members of labor unions affiliated with MassDOT.
- Employees or former employees of the Massachusetts State Police
- Immediate Family Members of eligible members.
We are able to open accounts for US Citizens and Permanent Resident Aliens.
If you qualify as a Member, APPLY for a 30 Year Fixed Mortgage today! Our team will help you with becoming a member of Mass Bay Credit Union.
Mass Bay CU - Convenient Locations in the Greater Boston Area
- Mass Bay Credit Union - South Boston - Headquarters
- Mass Bay Credit Union - Seaport Branch
- Mass Bay Credit Union - Everett Branch
- Mass Bay Credit Union - Quincy Branch