Mass Bay Credit Union will never call and ask you for account or other personal information. We recognize that there are people hoping to gain access to your deposit accounts, debit card, credit card and other personal information to make purchases and access your money. Do not become a victim. If someone calls you, and the caller ID is our phone number, we ask that you do NOT give out or confirm your personal information, account numbers, PINs, social security or other sensitive information. Hang up, do not press re-dial, and call us at 617-269-2700. Do not be coaxed via text or email either! We want to keep you safe from fraudsters.
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30 Year Fixed
30 Year Fixed* Mortgage Rates Today
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30 Year Fixed Mortgage Refinancing
Looking to take advantage of historically low interest rates? Our 30 Year Fixed Mortgage process invites an easy opportunity to refinance your current home loan. Lowering your monthly payment may be able to provide flexibility in your budget and give you the extra breathing room you need.
A timelessly correct loan for countless borrowers, the 30 year fixed mortgage gives you the best of both worlds, a low interest rate with a predictably low monthly payment. Call us with any questions!
Fast & Easy Application Process
Our fast application process allows you to benefit from refinancing your mortgage quickly. With our fast and easy application process you can lock in a great low rate with our 30 year fixed mortgage, or check out any of our other fixed rate loan options.
Becoming a Member is Easy
Mass Bay Credit Union Membership is open to:
- Anyone who lives, works or attends a school, college or university or belongs to a labor organization located within: Middlesex County, Suffolk County, Norfolk County, Abington, Brockton, Hanover, Hingham, Lynn, Marshfield, Norwell, Peabody, Rockland, Saugus, Scituate, and Whitman.
- Employees or former employees of entities affiliated with MassDOT.
- Employees of entities who are members of labor unions affiliated with MassDOT.
- Employees or former employees of the Massachusetts State Police
- Immediate Family Members of eligible members.
We are able to open accounts for US Citizens and Permanent Resident Aliens.
If you qualify as a Member, APPLY for a 30 Year Fixed Mortgage today! Our team will help you with becoming a member of Mass Bay Credit Union.
Mass Bay CU - Convenient Locations in the Greater Boston Area
- Mass Bay Credit Union - South Boston - Headquarters
- Mass Bay Credit Union - Seaport Branch
- Mass Bay Credit Union - Everett Branch
- Mass Bay Credit Union - Quincy Branch