Mass Bay Credit Union will never call and ask you for account or other personal information. We recognize that there are people hoping to gain access to your deposit accounts, debit card, credit card and other personal information to make purchases and access your money. Do not become a victim. If someone calls you, and the caller ID is our phone number, we ask that you do NOT give out or confirm your personal information, account numbers, PINs, social security or other sensitive information. Hang up, do not press re-dial, and call us at 617-269-2700. Do not be coaxed via text or email either! We want to keep you safe from fraudsters.
xCertificate Special 16-month- 4.10% APY
*APY = Annual Percentage Yield. Minimum balance to open and earn APY is $500. Maximum deposit $250,000. The APY for all Certificates assumes the dividends will remain in the account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. Certificates are subject to penalty for early withdrawal. Fees may reduce earnings. Rate is effective March 13, 2025. This is a limited time offer and is subject to change without notice. Other rates and terms available. Subject to membership eligibility, see https://www.massbaycu.org/about/membership/ for details.
Put Your Money to Work
A Certificate is a simple and secure way to plan for your future. Your money works hard at Mass Bay Credit Union!
Low minimum investmentGet started with only a $500 deposit. |
Great interest rateGet 4.10% APY* on your deposit for the term. |
Whether you’re saving for a child’s college tuition, planning for retirement, or just want to grow your money, a Mass Bay Credit Union Certificate is an excellent choice.
| Best For | Members who want a low-risk and a high-reward |
| Amount | Minimum $500 deposit and available up to $250,000 |
| 16-Month Rate | 4.10% APY* |
Get Started With a Certificate from Mass Bay Credit Union
Ready to watch your money grow?
Click the link below to speak to one of our team members or visit us at one of our convenient branch locations.
See disclaimers, disclosures, and additional text.
*APY = Annual Percentage Yield. Minimum balance to open and earn APY is $500. Maximum deposit $250,000. The APY for all Certificates assumes the dividends will remain in the account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. Certificates are subject to penalty for early withdrawal. Fees may reduce earnings. Rate is effective March 13, 2025. This is a limited time offer and is subject to change without notice. Other rates and terms available. Subject to membership eligibility, see https://www.massbaycu.org/about/membership/ for details.